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Personal Insurance

Insurance that puts you first.

We offer clear, personalized coverage—from Medicare to life insurance—built around your needs. Our flexible plans grow with you, giving you support at every stage of life.

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We simplify the Medicare maze—explaining every part, plan, and supplement, so you can make a confident decision.

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Customized health plans for individuals and families who need coverage outside of an employer plan.

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Affordable, reliable coverage to keep you smiling and seeing clearly.

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Coverage for the unexpected when you’re out of the country—so your adventures stay stress-free.

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Protect your future with plans that cover support services as you age, from home care to nursing facilities.

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From term to permanent policies, we help you protect what matters most, on your terms.

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A simple, cost-effective way to ease the burden on your loved ones when the time comes.

Your Questions, Answered

  • How do I know which personal insurance plans are right for me?

    We start by understanding your goals, budget, and any existing coverage. Then we walk you through your options—explaining the pros, cons, and what makes the most sense for your specific situation.

  • What’s the difference between Medicare Advantage and Medigap?

    Medicare Advantage plans bundle your coverage and often include extras like dental or vision. Medigap works with Original Medicare to cover what Parts A and B don’t. The best fit depends on your health needs, provider preferences, and travel plans.

  • Do I need travel health insurance if I already have regular health coverage?

    Most U.S.-based plans offer limited or no coverage abroad. Travel health insurance fills those gaps, covering things like emergency care and medical evacuation while you’re outside the country.

  • How much life insurance do I need?

    That depends on your income, debts, dependents, and future goals. We’ll help you calculate what’s right for your family and financial situation—without overselling.

  • What is final expense insurance, and who is it for?

    Final expense insurance is a small, affordable life policy meant to cover funeral costs and related expenses. It’s a great option for those who want to ease the financial burden on loved ones without taking on a large policy.