Group Dental & Vision Insurance
Affordable benefits that employees actually use.
Group dental and vision plans are highly valued by employees and affordable for employers. We help California businesses build custom coverage that supports wellness, retention, and long-term growth.
Practical, everyday health support.
What’s Included
Dental and vision benefits are used more frequently than many other insurance offerings, making them a smart investment for employee satisfaction. These plans help your team access essential preventive care and support early intervention, which reduces long-term health risks and claims. We help you choose plans that strike the right balance between coverage and cost.
01
Preventive Dental Care
Covers routine cleanings, x-rays, and exams—often with no deductible or waiting period.
02
Basic & Major Dental Services
Includes restorative treatments like fillings, crowns, extractions, and root canals.
03
Orthodontic Coverage
Optional add-ons that support braces or aligners, particularly for dependents.
04
Vision Exams
Annual eye exams and screenings for early detection of vision issues or chronic conditions.
05
Eyewear Benefits
Allowances for prescription glasses or contact lenses, often renewed annually or biannually.
06
Lens Enhancements
Coverage for anti-glare, bifocal, and high-index lenses to improve vision and comfort.
Why Dental & Vision Benefits Matter
Offering dental and vision insurance is one of the simplest ways to boost employee morale and show that you care. These benefits are frequently used, easy to administer, and help reduce absenteeism by encouraging preventive care. In competitive California markets, they can also make your business more appealing to top talent. We work with you to create a benefit package that supports both your team and your budget.
Group Dental & Vision FAQs
Do small businesses need to offer dental and vision insurance?
It’s not required, but it’s a major advantage. Dental and vision coverage is often one of the most-used benefits on any team. For small and mid-sized businesses in California, offering these plans can boost loyalty and help level the playing field with larger employers.
Can we offer dental and vision without offering medical insurance?
Yes. Group dental and vision can be offered as standalone benefits. This gives your team access to affordable care even if you’re not ready to provide a full health plan. It’s a great first step into benefits or a supplement to an existing package.
What’s the cost to the employer?
You can choose to cover part, all, or none of the premium. Many employers offer dental and vision as voluntary benefits—where employees pay 100%—but even partial contributions go a long way. We’ll help you compare plans and structures that fit your budget.
Can employees keep their current providers?
That depends on the plan’s network. We’ll help you select carriers that offer broad access in your area, including Sacramento and surrounding counties. If your team has preferred providers, we’ll make sure that’s factored into the plan selection.
Are dental and vision plans subject to the same ACA rules as medical insurance?
No. These plans are considered excepted benefits, which means they’re not subject to the same Affordable Care Act regulations. That gives you more flexibility in how you design and offer them—and makes them easier to implement.