Group Health Insurance
Group health insurance that works—for everyone.
We help small and mid-size businesses offer group health benefits that balance quality and cost. Whether you’re starting fresh or refining your plan, we guide every step with clarity and care.
Comprehensive care, designed around your employees.
What Group Health Insurance Can Cover
Group medical plans can include a wide range of benefits that support health, wellbeing, and peace of mind.
01
Doctor Visits & Preventive Care
Annual checkups, screenings, immunizations, and more to keep your team healthy and proactive.
02
Hospital & Emergency Services
Coverage for inpatient stays, surgeries, ER visits, and urgent care needs.
03
Prescription Medications
Access to affordable medications with tiered drug lists and mail-order options.
04
Mental Health Support
Counseling, therapy, and behavioral health services for employees and their families.
05
Telemedicine Options
On-demand virtual care that adds convenience and reduces time away from work.
06
Specialist & Outpatient Services
Coverage for physical therapy, dermatology, imaging, and other specialized care needs.
Built Around Your Business
We’ll help you build a group health plan that fits your team, your industry, and your budget. Whether you’re starting fresh or adjusting a current offering, our hands-on approach ensures you get coverage that supports recruitment, retention, and real-life care for your people.
Your Questions, Answered
How many employees do I need to qualify for a group health plan?
In California, a small business can offer group health insurance with as few as one full-time W-2 employee (not including the business owner or their spouse). Group health plans are a strong way to establish credibility and attract talent, even for lean teams.
Can I offer different plan options to different employee groups?
Yes. Group health insurance for small businesses can be customized by job class, location, or full-time/part-time status—as long as it meets compliance standards. This flexibility helps ensure your employer-sponsored benefits align with your business structure.
Is offering health insurance required for small businesses?
It depends on your company size. Businesses with fewer than 50 employees aren’t required to offer coverage, but doing so can be a key advantage when competing for talent. Offering small business employee health benefits also supports team wellbeing and retention.
How much does it cost to offer group health insurance?
Costs vary based on plan type, contribution strategy, and coverage levels. We’ll help you compare options to find a group health plan that balances strong benefits with your budget—often including tax-advantaged options.
Can employees add their family members?
Yes—most group health plans allow dependents to be added. Offering coverage for spouses and children increases the overall value of your benefits package and helps your employees feel more secure.