Medicare Plans
Medicare guidance,
grounded in care.
We specialize in helping individuals turning 65 or are considering changes during open enrollment.
We’re here to make it simple.
Your Medicare roadmap, made easy.
What We Can Help You With
Turning 65? Navigating disability coverage? We’ll walk you through every Medicare decision—from what to enroll in and when, to how to avoid penalties and get the most from your plan. You’ll never feel rushed or overwhelmed—just supported and informed.
01
Enrollment Guidance
Understand whether you need to sign up now or later, based on your work status, current coverage, or SSDI.
02
Medicare Part A & Part B
Know what’s covered, what’s not, and what to expect when your coverage begins.
03
Medicare Part C (Medicare Advantage)
Compare all-in-one plans that may include extras like dental, vision, hearing, and fitness.
04
Medicare Part D (Prescription Drug Plans)
Understand whether you need to sign up now or later, based on your work status, current coverage, or SSDI.
05
Medicare Supplement (Medigap) Plans
Explore Plan G, Plan N, and others that help reduce out-of-pocket costs.
06
Final Expense & Long-Term Care Insurance
Add extra protection to ease the financial impact of future care or end-of-life costs.
Still Working or Covered Elsewhere?
You may not need to enroll in Medicare right away. If you’re still working or covered through a spouse, the timing can be tricky—but we’ll help you get it right and avoid any penalties down the line.
Your Questions, Answered
Do I need to enroll in Medicare if I’m still working?
It depends on your current plan. If your employer coverage is creditable, you may be able to delay Parts B and D without penalty. We’ll review it with you.
What’s the difference between Medicare Advantage and Medigap?
Advantage plans combine your coverage in one plan and may offer extras. Medigap fills in gaps left by Original Medicare. We help you compare both based on your needs.
When should I sign up for Medicare?
Most people enroll during a 7-month window around their 65th birthday. If you qualify due to disability, your timing is different—but we’ve got you covered either way.
Will I be penalized if I delay enrollment?
Yes—unless you qualify for an exception. We’ll help you avoid unnecessary costs with a timeline that fits your situation.
Does Medicare cover dental and vision?
Original Medicare does not, but many Advantage plans do. You can also add individual dental and vision coverage. We’ll help you fill the gaps.